Introducci\u00f3n
\nLa jubilaci\u00f3n es una parte fundamental del sistema financiero australiano, especialmente si trabajas en el pa\u00eds, incluso como estudiante internacional. En este blog explicaremos qu\u00e9 es la jubilaci\u00f3n, c\u00f3mo acceder a ella, los fondos m\u00e1s populares, su finalidad y c\u00f3mo pueden retirarla los estudiantes internacionales cuando se marchan de Australia.<\/p>\n
\ud83c\udfe6 \u00bfQu\u00e9 es la jubilaci\u00f3n?
\nEl Superannuation (o super) es el sistema de ahorro para la jubilaci\u00f3n de Australia. Funciona a trav\u00e9s de las cotizaciones obligatorias que realizan las empresas en nombre de sus empleados. Estas cotizaciones se invierten en una supercuenta que ayuda a las personas a ahorrar para la jubilaci\u00f3n.<\/p>\n
\ud83d\udcbc C\u00f3mo acceder a la jubilaci\u00f3n
\nPara tener derecho a la jubilaci\u00f3n, tiene que trabajar en Australia. Si gana m\u00e1s de 450 d\u00f3lares australianos al mes (antes de impuestos), su empresa est\u00e1 obligada por ley a contribuir a su fondo de pensiones. Tambi\u00e9n puedes hacer aportaciones voluntarias para que tus ahorros crezcan m\u00e1s r\u00e1pido.<\/p>\n
Fondos de pensiones populares
\nAustralianSuper
\nUno de los mayores superfondos del pa\u00eds, que ofrece una amplia gama de opciones de inversi\u00f3n y servicios a los afiliados.
\nREST Super
\nUn fondo adaptado a los trabajadores de los sectores de la hosteler\u00eda, el turismo, el ocio y el entretenimiento.
\nHostplus
\nUn fondo muy conocido, sobre todo entre los trabajadores de los sectores de la hosteler\u00eda y la alimentaci\u00f3n.<\/p>\n
\ud83c\udfaf \u00bfPara qu\u00e9 sirve la jubilaci\u00f3n?
\nLa jubilaci\u00f3n est\u00e1 dise\u00f1ada para proporcionarle unos ingresos estables durante la jubilaci\u00f3n. Garantiza la estabilidad financiera y apoya su calidad de vida una vez que deja de trabajar. En el caso de los estudiantes internacionales, incluso las cotizaciones temporales pueden acumularse y reclamarse m\u00e1s adelante si abandonas el pa\u00eds.<\/p>\n
\u2708\ufe0f C\u00f3mo retirar la jubilaci\u00f3n como estudiante internacional
\nSi va a dejar Australia de forma permanente, puede optar a solicitar su pensi\u00f3n de jubilaci\u00f3n a trav\u00e9s del Departing Australia Superannuation Payment (DASP). Para ello, debes:
\nHaber sido titular de un visado temporal (como un visado de estudiante)
\nHan abandonado Australia definitivamente
\nAportar la documentaci\u00f3n pertinente y presentar la solicitud a trav\u00e9s del portal oficial
\nNo puede reclamar su super si es residente permanente o ciudadano australiano.<\/p>\n
\ud83d\udccc Conclusion
\nLa jubilaci\u00f3n es una parte esencial del trabajo en Australia y puede ofrecerte un valioso apoyo financiero para tu futuro. Como estudiante internacional, entender c\u00f3mo funciona, qu\u00e9 fondo elegir y c\u00f3mo reclamarlo al salir de Australia puede ayudarte a tomar decisiones financieras informadas. Considera siempre la posibilidad de buscar asesoramiento financiero profesional antes de tomar decisiones importantes sobre tu jubilaci\u00f3n.<\/p>","protected":false},"excerpt":{"rendered":"
Introduction Superannuation is a key part of Australia\u2019s financial system\u2014especially if you\u2019re working in the country, including as an international student. In this blog, we\u2019ll cover what superannuation is, how to access it, popular funds, its purpose, and how international students can withdraw it when leaving Australia. \ud83c\udfe6 What Is Superannuation? Superannuation (or super) is […]<\/p>","protected":false},"author":1,"featured_media":1884,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1866","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/posts\/1866","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/comments?post=1866"}],"version-history":[{"count":2,"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/posts\/1866\/revisions"}],"predecessor-version":[{"id":1868,"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/posts\/1866\/revisions\/1868"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/media\/1884"}],"wp:attachment":[{"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/media?parent=1866"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/categories?post=1866"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ozzieland.com.au\/es\/wp-json\/wp\/v2\/tags?post=1866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}